Broke Millennial Takes On Investing

4.5/5, rounded up for the rating.I enjoyed the book; I found the terminology helpful, and I think reading the book definitely boosted my financial and investing knowledge from "total novice" status to "mere amateur," which I think was the point. The conversational tone was a real strength of the book. I think Erin knows her audience and does a good job reaching us. I particularly liked the fact that Erin interviewed "the experts" and had them weight in on popular things like robo-advisors and microinvesting. I also enjoyed the anecdotes throughout the book.I've been pretty convinced to invest; have an idea of my financial goals; have a sense of my investing style (I'm happy to be "high risk" and passive, as I'm relatively young, understand the market is going to have ups and downs, and don't mind putting what little disposable income I have into an investment account of mostly US stocks to then forget about); am eager to learn more; and have a better understanding of my options now than when I first picked up the book. So on those accounts, I'd call the book a success.My only complaint is that I felt like the book could have been longer or included more details in some parts. For example, I use a particular robo-advisor for some investing, and I wanted more information on how they compared, for instance -- there was a section on this, but it seemed a bit underdeveloped. I also wanted to know exactly what I should say upon walking into a brick-and-mortar storefront of somewhere like Fidelity or Charles Schwab (do people walk in, or do they call?).I do think it's important to point out that the book won't take you from a know-nothing, total-newbie investor to expert. The tips you need to be an "expert" are not in this book. Erin graciously provides a few suggestions for where to look next, but I think it's important to go in with the right expectations: it will make you more comfortable with the idea of investing and help familiarize you with the world. It will coach you to a 5k, but it won't coach you to the Olympics.All this being said, I thought it was worth the read, and I definitely learned things from it!

I'm a relatively young millennial a few years into my career. I've always been obsessive about money from a spend-optimization standpoint (and this has been what drives my career, rather than my college education). Unfortunately, growth-optimization is an area where I am sorely lacking, personally and professionally. I started with REI a couple of years ago, but didn't really know what to do with all of the cash that builds up (or doesn't, sometimes) between real-estate purchases.This book was very insightful for that. Despite its length, it is an easy read thanks to the author's tone. I think it took me around 4 hours to read cover to cover. I also did some ancillary research, armed with the topics presented in the book. I had never really given much thought to emergency funds or asset allocation, because I've never really considered short - medium-term investment options (due exclusively to ignorance on the matter). I figured it would just be cash and real estate. After reading the book, I've identified a flexible number for my emergency fund, and I've found a few investment vehicles that are well-suited to my financial goals.It's surprising how many people (young and old) unwittingly choose to make bad financial decisions simply because they don't know any better. This book's delineation between "rich" and "wealthy" was appreciated, because part of bad financial decisions seems to be people thinking they can gamble on the stock market (when they're using loaner cars, have huge student loans, and are barely making ends meet) for quick money. This book is for anyone looking for a mature overview of their wealth-building options. If you're looking for a get-rich-quick book written by a glorified sales rep, this isn't for you.

This book is a true beginners book. It gives an edge to younger audiences that are completely unfamiliar with investing, because the author is indeed a young female investor who didn't get in the game until her 20's.. with no prior knowledge. She teaches on a more personal level, which gets the reader more engaged. It also helps knowing that she is no wall street guru, or from a wealthy up-bringing; her background is like much of her audience. The book is very simple to read, things are explained very well, and concepts don't run deeper than introductory. If you have minor knowledge about investing, I would say don't waste your time. An investor with basic to intermediate knowledge will find this book pointless. However, investing is intimidating for a lot of people, and they don't usually know where to start. This is where this book fills the gap.

This is my favorite personal finance book. I have read dozens of them and this one takes the cake. It is very appealing and easy to comprehend. If you are looking to get your financial life together this is the book to read.

Coming into this book, I knew I really appreciated Lowry's writing style and ability to catch a reader's attention with some sometimes not so "exciting" topics. This book nailed that pre-assumption right on the head. Lowry's writing style and ability to smoothly transition from one topic to another makes for a seamlessly easy yet educational read. Her knowledge on the topic is vast and that is abundantly clear by her ability to go into detail on many topics of investing I was at first, foreign to.I consider myself a very beginner investor. I contribute to a company retirement plan, put money into a few earmarked savings account, and that's about it. But after reading Broke Millennial, I am extremely confident in my ability to now level up my money and push my investing and wealth to the next level. It's a great sequel to her first book, which I 110% recommend reading on top of her second. Do yourself a favor and invest in this book, which will pay dividends for your future wealth for years to come.

Love this book

Great for beginners

It was packed in a great manner. There were 3 layers of packing which safeguarded the book from external damage. Cheers to the sellers.I have just started reading it but if you are looking to invest in India better buy something that can give you and idea about Indian stock market.

A handy reference guide to investing, without to much push in any one direction. It gives you the confidence to make you next financial decisions

Exactly what I needed and more